Terms of Service

Version 3.1 · Effective 2026-08-07

This is a translation provided for convenience. In case of conflict, the KO original governs.

Terms of Service

The Korean version is the authoritative text. In case of any conflict or inconsistency between the Korean and English versions, the Korean version governs.

Chapter 1 General Provisions

Article 1 (Purpose)

The purpose of these Terms is to set out the conditions and procedures for use, the rights, obligations and responsibilities of the Company and the user, and other necessary matters, with respect to the apitree OpenAPI and related services (hereinafter the "Service") provided over the internet by apitree Inc. ((주)에피트리, hereinafter the "Company") through the apitree OpenAPI site (hereinafter the "Site" or the "Website") operated by the Company.

Article 2 (Definitions)

The terms used in these Terms are defined as follows. Any term not defined in these Terms shall have the meaning prescribed by the relevant statutes and by the guidance for each service, and otherwise shall follow general practice.

  1. "Service" means the OpenAPI provided by the Company and all services incidental thereto that are available to a Member, regardless of the terminal on which it is implemented (including PCs, portable terminals and other wired and wireless devices of all kinds).
  2. "OpenAPI" (hereinafter the "API") means the application programming interface and integration specifications defined by the Company so that a Member may call and use the data and functions provided by the Company in the Member's own application or system.
  3. "Information Provision Service" (정보제공서비스) means a service that provides superior information resources in various formats and manners so that Members may make smooth use of them, and that is provided either directly by the Company through the Website or by a Provider Institution that has entered into a separate agreement with the Company.
  4. "Product" (상품) means an individual-type service in which each API is provided separately, and a combined-type or package-type service in which multiple APIs are bundled and provided according to criteria determined by the Company so that Members may subscribe to them easily.
  5. "Provider Institution" (제공기관) means a corporation or individual that has entered into a separate agreement with the Company and provides Information Provision Services to Members through the Website.
  6. "Member" (회원) means a corporation or individual that has applied for registration with the Company in accordance with the procedures set out in these Terms, has obtained the Company's approval, and has been granted the qualification to use the Service.
  7. "Non-Member" (비회원) means a person who uses the Service without being a Member.
  8. "ID" (아이디) means a combination of letters and numbers chosen by the Member or assigned by the Company and approved by the Company, for the identification of the Member and for the Member's use of the Service. In principle, only one ID is issued to each Member (one business operator); provided that the Company may permit the operation of organization (team) accounts and their use by multiple members in accordance with criteria determined by the Company.
  9. "Password" (비밀번호) means a combination of letters and numbers selected by the Member for the purpose of verifying the Member's identity and protecting the Member's own confidentiality in communications.
  10. "API Key" (인증키, authentication key) means the unique authentication information issued by the Company in order to identify a Member and verify the Member's usage rights when the Member calls an API.
  11. "Credit" (크레딧) means a prepaid usage right granted to a Member by the Company in order to pay the consideration for the use of Products, which may be used only within the Service. Credits purchased by a Member for consideration are referred to as "Paid Credits", and Credits granted by the Company free of charge in accordance with policies determined by the Company, such as promotions and trials, are referred to as "Free Credits".
  12. "Subscription" (구독) means a recurring-payment product under which a fee is paid at intervals determined by the Company and, in return, benefits determined by the Company, such as the grant of Credits, are provided.
  13. "Partner" (제휴사) means a third party that has entered into an agreement with the Company and cooperates with the Company in order to provide Members with payment-related services and the like.
  14. "Payment" (결제) means a Member's payment of consideration to the Company through a payment method provided in the Service in order to use a Product or to purchase Credits or a Subscription.
  15. "Automatic Payment" (자동결제) means that the Subscription fee is paid automatically at each payment interval through the payment method registered in advance by the Member.
  16. "Refund" (환불) means that, through rescission, termination or cancellation of the Service use agreement, a Member has the amount already paid or the payment method used by the Member cancelled, or receives payment into the Member's own account.
  17. "Dormant Member" (휴면회원) means a Member who has not logged in to the Website for the past 12 months, or who has not used the Website during the period selected by the Member.
  18. "Withdrawal of Membership" (회원탈퇴) means the termination of the use agreement between the Company and a Member and the Member's withdrawal from the Website.

Article 3 (Effect and Amendment of the Terms)

(1) These Terms are announced online through the Website, and take effect from the point at which a Member agrees to the contents of the Terms, applies for membership registration, and the Company's approval is completed.

(2) Where reasonable grounds arise, the Company may amend these Terms within a scope that does not contravene relevant statutes such as the Act on the Regulation of Terms and Conditions (약관의 규제에 관한 법률) and the Act on Promotion of Information and Communications Network Utilization and Information Protection, etc. (정보통신망 이용촉진 및 정보보호 등에 관한 법률). In such case, the Company shall announce the contents of the amended terms through the notice section of the Website for a period of at least 7 days (at least 30 days in the case of a change that is disadvantageous to Members or that is material) before the amendment applies.

(3) When giving the announcement under the preceding paragraph, the Company shall also announce content to the effect that "if a Member does not agree to the change, the Member may terminate the agreement within 30 days from the date of receiving the announcement, and if no declaration of intent to terminate the agreement is made, the Member shall be deemed to have agreed to the change."

(4) A Member who does not agree to the amended Terms may discontinue use of the Service and request withdrawal. However, if the Member does not request termination of the agreement or express an intention to withdraw within 30 days from the date of receiving the announcement under the preceding paragraph, the Member shall be deemed to have agreed to the change.

(5) The Company shall not be liable for any damage suffered by a Member arising from the Member's failure to become aware of information regarding the amended Terms.

Article 4 (Rules Other than These Terms)

(1) In addition to these Terms, the Company may establish separate operating policies or individual terms (hereinafter the "Service-Specific Terms"), and where the contents of these Terms and the Service-Specific Terms conflict, the contents of the Service-Specific Terms shall apply with priority.

(2) Matters not specified in these Terms shall be governed by the provisions of the Framework Act on Telecommunications (전기통신기본법), the Telecommunications Business Act (전기통신사업법), the Act on Promotion of Information and Communications Network Utilization and Information Protection, etc. (정보통신망 이용촉진 및 정보보호 등에 관한 법률), the Act on the Consumer Protection in Electronic Commerce, etc. (전자상거래 등에서의 소비자보호에 관한 법률), the Act on the Use and Protection of Credit Information (신용정보의 이용 및 보호에 관한 법률), the Personal Information Protection Act (개인정보 보호법) and other relevant statutes.

Chapter 2 Provision and Use of the Service

Article 5 (Formation of the Use Agreement and Membership Registration)

(1) The use agreement between the Company and a Member is formed when a corporation or individual wishing to register as a Member enters the matters required in the prescribed application form provided on the Website, agrees to the Terms of Service and the Consent to Collection and Use of Personal Information, submits the application to the Company, and the Company approves it.

(2) A Member may use Products within the scope of the Member's Free Credits, and in order to use the Service beyond that scope, the Member must purchase Credits or pay for a Subscription.

(3) Consent to these Terms of Service is deemed to have been given where, at the time of membership registration, the applicant takes the action of clicking the "Agree" button of the relevant service or checking "Confirm" or the like.

(4) The Company may classify Members using the Service by membership grade and differentiate their use by subdividing service menus and the like.

(5) The Company may refuse or cancel approval of an application for membership registration falling under any of the following subparagraphs:

  1. Where the application is made using another person's name
  2. Where the contents of the membership application form are entered falsely, or there is an omission or error in the entries
  3. Where the Website is used to engage in acts prohibited by statutes or by these Terms
  4. Where there is an intention to use the Service for an improper purpose
  5. Where the application is made in violation of other prescribed matters
  6. Where the applicant has previously lost membership eligibility; provided that this shall not apply to a person for whom one year has elapsed since the loss of membership eligibility and who has obtained approval for re-registration as a Member
  7. Where the application otherwise contravenes the service policies and business-handling standards determined by the Company

(6) Where an application for membership registration falls under any of the following subparagraphs, the Company may withhold its approval of the application until the grounds for the restriction on approval are resolved:

  1. Where the Company has insufficient facility capacity
  2. Where there is a technical impediment on the part of the Company
  3. Where approval of use is otherwise difficult due to grounds attributable to the Company

Article 6 (Types of Products and Fees)

(1) Information relating to the types of Products, usage fees (including Credit deduction criteria) and the like is provided through the display page of each Product.

(2) The Company may change a Product or discontinue the sale of that Product, and may add new Products or event Products. In such case, the Company shall announce the matter in advance, specifying the contents of the changed or discontinued Product and the date of application.

(3) The Company shall not be liable for any damage suffered by a Member as a result of this Article, unless there are grounds attributable to the Company.

(4) Where a Member uses the Service, value-added tax shall be added to the usage fee and billed.

Article 7 (Credits)

(1) The Company may sell Credits to Members for consideration, or grant Free Credits in accordance with policies determined by the Company, such as promotions and trials. The quantity, validity period and conditions of use of Free Credits shall be as posted on the Site.

(2) Credits may be used only to pay the consideration for the use of Products within the Service, and the Credit deduction criteria for each Product shall be posted on the display page of that Product.

(3) Credits are deducted in the order of Free Credits first and then Paid Credits, and as between Credits of the same kind, those whose validity period expires first are deducted first.

(4) The validity period of Paid Credits is five years from the date of purchase, and the validity period of Free Credits is as determined by the Company at the time of grant. Credits whose validity period has expired are extinguished.

(5) Credits may not be exchanged for or converted into cash (except for Refunds under Article 11), and may not be transferred or lent to another person or provided as security. However, shared use within an organization (team) account in accordance with criteria determined by the Company is permitted.

(6) Credits constitute an advance payment of usage fees for the services provided by the Company, and are not a prepaid electronic payment instrument or electronic currency under the Electronic Financial Transactions Act (전자금융거래법).

(7) Upon Withdrawal of Membership, Free Credits are extinguished immediately, and the balance of unused Paid Credits is governed by the refund criteria of Article 11.

Article 8 (Application for and Use of API Products)

(1) A Member may use API testing for the purpose of confirming whether a Product can be used and utilized, and customer support services through online inquiries, and Free Credits may be used for API testing.

(2) A Member wishing to use a Product may obtain an API Key in accordance with the procedures determined in the Service and use the Product.

(3) Where the information entered at the time of membership registration is confirmed to be false information, use of the Service may be restricted.

(4) Where, due to a Member's negligence in management, another person carries out an authentication procedure in the Member's name, or where a Member carries out authentication by misappropriating another person's name, the Company shall bear no liability whatsoever for any disadvantage or related damage arising therefrom.

(5) The Company may establish separate terms for individual API Products within the Service, and consent to such separate terms shall be obtained through a separate consent procedure when the Member first uses the individual API Product.

(6) A Member may use an API Product only for the purpose of integration with an application to be used by End Users (최종 고객) or for the development of such an application, and if the Member wishes to use it for any other purpose, the Member must obtain the Company's prior written consent.

(7) An API Key issued by the Company may be used only by the Member itself, and the Member may not transfer, lend, share or resell it to a third party without the Company's prior written consent.

(8) The Company's Products are subject to a call volume (traffic) limit for each Product, and use of a Product may be restricted if the traffic limit is exceeded. Members shall comply with the call limits and usage specifications determined by the Company.

Article 9 (Discontinuation and Change of Products)

(1) Where a Product can no longer be provided due to a change of line of business, abandonment of the business, a merger between companies or similar reasons, the Company shall notify Members by the method set out in Article 3 and shall compensate Members on the conditions originally presented by the Company.

(2) Changes to a Product shall be notified by the Company, by the method set out in Article 3, to Members who have been provided with or have applied for that Product. In such case, the Company shall provide the pre-change service to Members who refuse to consent to the Product change, and where the provision of such service is impossible, the Company may suspend the provision of the Product or terminate the agreement. In such case, refunds and the like shall proceed in accordance with the refund procedure for the Product.

Article 10 (Subscriptions and Automatic Payment)

(1) With respect to a Subscription, unless the Member expresses an intention to cancel in accordance with the procedures determined by the Company, the agreement shall be deemed renewed at each payment interval based on the date on which the Subscription was first paid for, and the fee shall be billed automatically to the registered payment method. The payment methods that support automatic payment may change depending on circumstances.

(2) A Member may delete and change the payment method for the automatic payment service in accordance with the procedures determined by the Company.

(3) For the handling of the automatic payment service, a Member shall enter and store information relating to automatic payment (credit card information, debit card information, and, in the case of a corporation, the business registration number and the like), and the Company shall not use such information for any purpose other than the relevant handling.

(4) Where automatic payment does not take place due to grounds attributable to the Member, such as insufficient balance, exceeding a limit or a payment error, the Company may suspend the provision of the benefits under the Subscription until payment is made again, and if payment is not made again within a certain period, the Company may terminate the Subscription agreement.

(5) A Member may cancel a Subscription at any time, and the cancellation takes effect from the next renewal date. Refunds of fees for Subscription periods already paid for are governed by Article 11.

Article 11 (Withdrawal of Subscription Offers and Refunds)

(1) Where a Member has not used any part of purchased Paid Credits, the Member may withdraw the offer within 7 days from the date of purchase and receive a full refund.

(2) Where the period under paragraph (1) has elapsed or part of the Paid Credits has been used, the balance of unused Paid Credits shall be refunded in accordance with the refund criteria posted by the Company on the Site. Free Credits are not subject to refund.

(3) A Subscription fee is fully refundable before the relevant Subscription period begins, and after it has begun, refunds are governed by the criteria posted by the Company on the Site.

(4) Where a Product is not provided normally due to grounds attributable to the Company, such as a system error of the Company, the Company shall not deduct Credits for the relevant use, or shall return (re-credit) the Credits already deducted.

(5) Where there has been an overpayment of fees or the like, the Company shall return the overpaid amount. However, where the Member agrees, or where the Member does not respond to the Company's notice of return, the Company may deduct the relevant amount from the following month's fee and bill accordingly.

(6) A Member who objects to a billed fee may file an objection within one month from the date of billing, and the Company shall investigate whether the objection is well-founded within 7 days of receiving it and inform the Member of the result. However, where it is unavoidable that the result of the objection cannot be communicated within the prescribed period, the Company shall inform the Member of the reason and of a newly designated processing deadline.

Article 12 (Protection of Personal Information)

(1) The Company shall endeavor to protect the personal information of Members as prescribed by the relevant statutes.

(2) The protection and use of personal information shall be as prescribed by the relevant statutes and the Consent to Collection and Use of Personal Information received from the Member. However, Members shall thoroughly manage their own ID, password and the like so that they are not exposed to others, and the Company shall not be liable for information exposed due to grounds attributable to the Member.

(3) The Company shall not disclose or distribute to third parties the personal information of Members collected in connection with the provision of the Service without the consent of the person concerned. However, this shall not apply where there is a request from a state agency pursuant to the provisions of law, where there is an investigative purpose, where there is a request in accordance with procedures prescribed by other relevant statutes, or where the person concerned has given consent.

Article 13 (Change of Member Information)

(1) Members may view and modify their own personal information at any time through the personal information management screen.

(2) Where the information entered at the time of applying for membership registration has changed, Members shall modify it online and inform the Company of the change.

(3) The Company shall bear no liability whatsoever for any disadvantage arising from a Member's failure to perform the matters set out in the preceding paragraph.

Article 14 (Information Security of Members)

(1) From the moment a Member completes the membership registration procedure, the Member is responsible for maintaining the confidentiality of the information entered, and the Member itself is responsible for the consequences arising from use of the Member's ID, password or API Key.

(2) Responsibility for the management of the ID, password and API Key rests with the Member, and where the Member discovers that these have been used improperly, the Member shall immediately report this to the Company. All responsibility arising from failure to make such a report rests with the person concerned.

(3) Members shall properly end their session each time they finish accessing the Website, and the Company shall not be liable for damage arising from consequences such as a third party using information concerning the Member because the session was not properly ended.

Article 15 (Provision and Change of the Service)

(1) The Company provides the following services in connection with the Website:

  1. Provision of various information and updates concerning the Company and the OpenAPI
  2. Response to and handling of inquiries and complaints relating to APIs and Products
  3. Other services provided through the Website

(2) The Company may provide Members with various information deemed necessary during use of the Service by means such as email or text message, and a Member may opt out of receiving such information if the Member does not wish to receive it. However, where there are grounds such as termination or suspension of the Service or other material changes to the contents of the Service, the Company may provide such content notwithstanding the Member's opt-out.

Article 16 (Service Hours)

(1) In principle, the Service is available through the Website 24 hours a day, year-round without holidays, unless there is a special operational or technical impediment.

(2) Notwithstanding paragraph (1), the Company may suspend the provision of the Service on a date or during hours determined by the Company where there is regular system inspection, expansion or replacement, or other justifiable grounds. In such case, the Company shall announce the details in advance through the Site unless there are unavoidable circumstances.

Article 17 (Suspension of the Service, etc.)

(1) Where messages or the like stored on or transmitted through the Website fail to be stored, are deleted, fail to be transmitted, or where there is a loss of communication data, due to force majeure or similar grounds such as a national emergency, a power outage, urgent system inspection, expansion or replacement beyond the Website's scope of control, a failure of service facilities, or a surge in service use, the Company shall not be liable therefor.

(2) Where the Company must temporarily suspend the Service because of difficulty in providing the Service normally, the Company may suspend the provision of the Service after giving notice one week before the suspension. Where there are unavoidable circumstances, the above prior notice period may be shortened or prior notice may be omitted.

(3) Where the Company must permanently discontinue the provision of the Service due to its own circumstances, the Company shall follow the procedure in paragraph (2). However, in such case the prior notice period shall be at least one month.

(4) The Company may suspend the provision of all or part of the Service where necessary for service operations, such as a service reorganization, and shall give Members advance notice or subsequent notification.

Chapter 3 Obligations and Responsibilities

Article 18 (Obligations of the Company)

(1) The Company shall not engage in acts prohibited by statutes or these Terms or contrary to public morals, and shall endeavor to provide the Service continuously and stably.

(2) The Company shall establish a security system for the protection of personal information (including credit information) so that Members may use the Service safely, and shall comply with the relevant statutes.

(3) The Company shall do its utmost to operate fairly and soundly, and shall contribute to the development of the internet industry by maximizing customer satisfaction through the provision of high-quality services based on continuous research and development.

(4) Where an opinion or complaint raised by a Member is objectively recognized as justified, the Company shall handle it promptly through appropriate procedures. However, where prompt handling is difficult, the Company shall notify the Member of the reason and the processing schedule.

(5) The Company shall not be liable for any impediment to use of the Service caused by grounds attributable to the Member.

Article 19 (Obligations of Members)

(1) When applying for membership registration or changing member information, Members shall enter all matters truthfully with their own actual information, shall maintain and update the information already provided so that it remains accurate, and shall not allow a third party to use their ID, password or API Key.

(2) Except as set out in Article 8(6), Members may not engage in any profit-making activity using the Service without the Company's prior consent, and the Company shall not be liable for the results of such profit-making activity. Furthermore, where the Company suffers damage as a result of such profit-making activity, the Member shall owe the Company an obligation to compensate for the damage, and the Company may restrict the relevant Member's use of the Service and claim damages and the like through lawful procedures.

(3) Members may not transfer or donate to another person, nor provide as security, their right to use the Service or any other status under the use agreement, unless the Company expressly consents.

(4) Members may not use information obtained through the Service by copying, reproducing, altering, translating, publishing, broadcasting or any other method, nor provide it to another person, without the Company's prior consent.

(5) In connection with use of the Service, Members shall not engage in any of the following acts:

  1. Improperly using the ID, password or API Key of another Member
  2. Acts for the purpose of, or otherwise related to, criminal conduct
  3. Acts that impair good morals and other social order
  4. Acts that defame or insult another person
  5. Acts that infringe another person's patent rights, trademark rights, trade secrets, copyrights or other intellectual property rights
  6. Hacking or the distribution of computer viruses
  7. Abnormally calling APIs using automated means without the Company's approval, or otherwise interfering with the stable operation of the Service
  8. Continuously transmitting certain content such as advertising information against another person's will
  9. Altering information posted on the Website
  10. Other acts in violation of statutes

Article 20 (Copyright in Postings, etc.)

(1) The rights to the contents of postings made by a Member belong to that Member.

(2) The Company reserves the right to edit or relocate posted content without prior notice, and may delete it without prior notice in the following cases:

  1. Where a posting is in violation of these Terms, infringes the rights of another person, or contains unlawful, obscene or vulgar content
  2. Where the content slanders another Member or a third party or damages their reputation through malicious rumor
  3. Where the content is in violation of public order and good morals
  4. Where the content is recognized as being connected to criminal conduct
  5. Where the content infringes the copyright or other rights of a third party
  6. Where the content otherwise violates relevant statutes

(3) All liability arising from a Member's posting infringing the copyright or other rights of another person rests with the Member who posted it.

Article 21 (Ownership of Information, etc.)

(1) Intellectual property rights and other rights relating to the Service provided by the Company, the software necessary therefor, API specifications and documentation, images, marks, logos, designs, service names, information, trademarks and the like are owned by the Company.

(2) Except where expressly approved by the Company, Members may not modify, lend, loan, sell, distribute, produce, transfer, sublicense, create security interests over, or commercially exploit all or part of the rights or property referred to in the preceding paragraph, and may not permit a third party to engage in any of the foregoing acts.

Chapter 4 Miscellaneous

Article 22 (Withdrawal of Membership and Loss of Eligibility)

(1) Members may request withdrawal at any time through the customer center or the Website, and the Company shall process the Withdrawal of Membership immediately upon receiving the request.

(2) Where a Member falls under any of the following subparagraphs, the Company may suspend or revoke the membership eligibility:

  1. Registering false information when applying for membership registration or changing member information
  2. Misappropriating the name of another Member
  3. Trading an ID or API Key with another person
  4. Impersonating an executive, employee or affiliate of the Company
  5. Modifying the Company's client program without having been granted special rights by the Company, hacking the Company's servers, or arbitrarily altering all or part of the Website or the information posted thereon
  6. Harming the Service or intentionally interfering with it
  7. Reproducing information obtained through the Service for purposes other than use of the Service without the Company's prior consent, using it for publication, broadcasting or the like, or providing it to a third party
  8. Acts where a Member's use of the Service is objectively judged to be connected to a crime
  9. Violating these Terms or any other regulations or conditions of use determined by the Company
  10. Other acts in violation of relevant statutes

(3) Where the Company revokes the eligibility of a Member pursuant to paragraph (2) of this Article, the Company shall notify the Member in writing or by email of the grounds for the revocation of eligibility and the method for filing an objection, and shall give an opportunity to make representations before the revocation of eligibility.

(4) A Member wishing to contest the revocation of eligibility shall submit a written objection to the Company in writing, by email or by an equivalent method within 15 days from the date of receiving the notification, and the Company shall respond within 15 days from the date of receipt. However, where a response within 15 days is difficult, the Company shall notify the Member of the reason and the processing schedule.

(5) Pursuant to Article 29 of the Act on Promotion of Information and Communications Network Utilization and Information Protection, etc. (정보통신망 이용촉진 및 정보보호 등에 관한 법률) and Article 16 of its Enforcement Decree, the Company shall notify a Member who is about to become a Dormant Member 30 days before the scheduled date of suspension of use, and may restrict use of the Service if the Member does not log in to the Website within the deadline set out in the notice. In such case, the personal information and service usage information of the Dormant Member shall be destroyed or stored separately.

Article 23 (Prohibition of Assignment)

Members may not transfer or donate to another person their right to use the Service or any other status under the use agreement, nor provide it as security. However, a change of the representative contact person of a corporate Member is an exception.

Article 24 (Liability for Damages)

(1) With respect to services provided free of charge, the Company shall not be liable for any damage incurred by a Member, except for damage arising from the Company's intent or gross negligence.

(2) The Company shall not be liable for the profits or losses that a Member expects from using the Service or for damage caused by materials obtained through the Service, and does not guarantee the contents of the Service, including the reliability and accuracy of the information, materials and facts posted therein.

(3) The Company shall not be liable for damage incurred by a Member in connection with use of the Service where there are no grounds attributable to the Company, or where the damage arose from grounds attributable to the Member.

Article 25 (Disclaimer)

(1) The Company shall not be liable for the provision of the Service where it cannot provide the Service due to force majeure such as a natural disaster, war, suspension of service by a common telecommunications carrier, or other equivalent events.

(2) The Company is exempt from liability for damage arising from unavoidable grounds such as repair, replacement, regular inspection or construction work on the facilities used for the Service.

(3) With respect to services provided not directly by the Company but by a Provider Institution or another third party, the Company gives no warranty whatsoever as to the accuracy, completeness or quality of their contents, and shall not be liable for any kind of loss or damage suffered by a Member in connection with such contents.

(4) The information and materials provided by the Company may not be used for the purpose of trading. Accordingly, any transaction based on the information and materials of the Service is carried out entirely at the Member's own responsibility and judgment, and the Company bears no liability for the benefits a Member expects in connection with use of the Service.

Article 26 (Jurisdiction and Governing Law)

(1) Matters not specified in these Terms shall be governed by the relevant statutes and commercial practices of the Republic of Korea.

(2) The court having jurisdiction over disputes arising in connection with use of the Service shall be the court having jurisdiction over the location of the Company's head office.

[Addendum]

These Terms apply from August 7, 2026.